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A little wonder, every day

Commercial banks issue banknotes in Scotland and Northern Ireland

AI-generated symbolic still life of generic company vouchers and trade tokens, not a specific private-currency issue. Generated with OpenAI image generation; no external source or reuse license applies.

AI-generated symbolic still life of generic company vouchers and trade tokens, not a specific private-currency issue. Generated with OpenAI image generation; no external source or reuse license applies.

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Not all banknotes are issued only by a central bank. In Scotland and Northern Ireland, six authorised commercial banks issue their own notes. The Bank of England supervises this arrangement and checks that the banks meet the rules for backing their banknotes.